Eligibility and Enrollment
Why Choose A Medicare Advantage Plan?
When it comes time to choose your Medicare health plan, you’ll basically have three options:
- Rely on Original Medicare alone — health insurance from the federal government; or
- Supplement Original Medicare with a Medicare Supplement plan; or
- Get affordable, all-in-one coverage from a Medicare Advantage plan, like Johns Hopkins Advantage MD.
Which option is right for you? Let’s take a look.
Relying On Original Medicare Alone Puts Your Savings At Risk
Quick Fact: Medicare pays just 80% of the costs for covered medical expenses — you pay the rest.
Like many people turning 65, you may think Original Medicare covers ALL your medical costs — only to get a big surprise later. There are deductibles and coinsurance amounts you must pay for, which could easily add up to thousands of dollars! It also doesn’t cover prescription drugs, dental, vision or hearing care. And, there’s no annual limit on the amount you may have to pay out of your own pocket.
Relying on Original Medicare alone won’t give you all the benefits you need, and you could be putting your budget and retirement savings at risk!
A Medicare Supplement Helps, But It’s Still Not Enough
Quick Fact: You’ll fill some coverage gaps … but pay more in premiums and will still need additional coverage.
While Medicare Supplement plans work to fill Original Medicare’s gaps and give you the freedom to use any provider, you may pay a steep price. In Maryland, the average premium for popular Plan F is $617 each month!* That’s in addition to your Medicare Part B premium of $174.70 a month. Prescription drugs aren’t covered either, so you’ll have the added cost of a separate prescription plan — 2025 Medicare Part D plans average $46.85 a month!**
In addition, Medicare Supplements generally don’t cover the cost of services for dental, vision or hearing care. Choosing this option may require you to work with many different insurance carriers for your health care services.
The Affordable Solution? All-In-One Coverage From A Medicare Advantage Plan
Quick Fact: Over 17 million Americans choose Medicare Advantage plans for savings and convenience.
Medicare Advantage plans are similar to the types of health plans you may know from your working years — offering you an affordable alternative to a Medicare Supplement. For example, Johns Hopkins Advantage MD brings together comprehensive health benefits, including built-in prescription drug coverage with dental, vision and hearing care into a single health plan. It’s an easy, all-in-one solution that helps protect your health.
You can save money too! Advantage MD plans feature affordable copays and monthly premiums, with $0 prescription drug deductibles§, $0 copays for preventive care and 100% coverage for Medicare Part A and Part B deductibles — which can save you up to $1,826 a year compared to Original Medicare.†
Plus, to maintain the highest level of care and convenience, our members have access to the Advantage MD network with over 10,000 providers — including Johns Hopkins. Our network includes some of the region’s major health care systems.‡
What’s next?
Now that you know why a Medicare Advantage plan may be your best choice, see all the benefits of Advantage MD from Johns Hopkins, the local experts in care.
Questions? Talk to us in person.
Pick a time and place that’s convenient for you, and we’ll be there to answer questions — and even sign you up on the spot. There’s no obligation.
Get your FREE Medicare Guidebook when signing up!
Personally Provided Information
If you choose to provide us with personal information by sending an email, or by filling out a form with your personal information and submitting it through our Web site, we use that information to respond to your message and to help us provide you with information or material that you request. We do not give, share, sell, or transfer any personal information to a third party unless required by law.
Stay in the know with useful Medicare information delivered right to your inbox.
Get healthy tips and plan updates delivered to your inbox monthly:
"*" indicates required fields
Personally Provided Information
If you choose to provide us with personal information by sending an email, or by filling out a form with your personal information and submitting it through our Web site, we use that information to respond to your message and to help us provide you with information or material that you request. We do not give, share, sell, or transfer any personal information to a third party unless required by law.
§Not all Johns Hopkins Advantage MD Plans come with Part D coverage. Speak with a Medicare Expert to learn more. *Monthly premiums for Medicare Supplement Plan F in MD range from $157-$1,077. Based on available 2025 premium information on medicare.gov. **Average monthly Medicare Part D plan premium for 2025 according to medicare.gov. †Annual coverage/savings based on combined cost of Medicare Part A deductible ($1,632) and Medicare Part B deductible ($240). Based on available 2025 premium information on medicare.gov. ‡Out-of-network costs maybe be higher with Johns Hopkins Advantage MD PPO plans and are not covered by Advantage MD HMO plans.
