Plus (PPO)

Plan Overview

$135 / month
Medical Deductible
This plan does not have any medical deductibles.
Pharmacy Deductible
$590

Coverage Details

Medical
Medical Deductible

This plan does not have any medical deductibles.

Primary Care Provider Visit

$0 copay

Specialist Visit

$40 copay

Referrals

Not required

Urgent Care

$40 copay
The copay is not waived if you are admitted to the hospital.

Telehealth

$0 copay

Ambulatory Surgical Centers Outpatient Surgery

$250 copay

Emergency Care

$110 copay
The copay is waived if you are admitted to the hospital within 24 hours for the same condition.

Worldwide Emergency & Urgently Needed Services

$110 copayment for Emergency Care and $40 copayment for Urgently Needed Services.

Inpatient care is not covered.

Inpatient Hospital Stay

$330/day copay for days 1-6; $0 copay for days 7-90;

Medicare allows 60 “lifetime reserve” days.

Routine Podiatry Services

20% coinsurance (up to 6 times per year).

Acupuncture

Medicare-covered acupuncture: In-network: 20% coinsurance
$200 supplemental benefit for any injury or illness.

Routine Chiropractic Services

Medicare-covered chiropractic care:
In-network: $15 copay
Out-of-network: 30% coinsurance

Hearing Aid Services

Learn more

Routine hearing exam:
In-network: You pay nothing (one routine hearing exam per year from a TruHearing provider.)
Out-of-network: 30% coinsurance

Hearing aids:
In-network & Out-of-network: You pay a $699-$999 copay range depends on the type and style of hearing aids selected for up to two TruHearing-branded hearing aids every year (one per ear per year).

Silver&Fit® Program

Learn more

You pay nothing at participating fitness centers.

Prescription
Pharmacy Deductible

$590

Preferred Generic (Tier 1)

$0 for a one-month supply
$0 for a two-month supply
$0 for a three-month supply

Generic (Tier 2)

$15 for a one-month supply
$22.50 for a two-month supply
$30 for a three-month supply

Preferred Brand (Tier 3)

25% ($35 for Select Insulins) for a one-month supply
25% ($70 for Select Insulins) for a two-month supply
25% ($105 for Select Insulins) for a three-month supply

Non-Preferred Drug (Tier 4)

25% ($35 for Select Insulins) for a one-month supply
25% ($70 for Select Insulins) for a two-month supply
25% ($105 for Select Insulins) for a three-month supply

Specialty Tier (Tier 5)

25% of the total cost of a one-month supply (long-term supply is not available)

Mail Order

Available

Vision
Medicare-covered exam to diagnose and treat diseases and conditions of the eye

In-network: $40 copay
Out-of-network: 30% coinsurance

Yearly Glaucoma Screening

In-network: You pay nothing
Out-of-network: 30% coinsurance

Routine Eye Exam

(1 every year)
In-network: You pay nothing
Out-of-network: 45% coinsurance

Eyeglasses or Contact Lenses after Cataract Surgery

In-network: You pay nothing
Out-of-network: 30% coinsurance

Routine Eyewear

Our plan pays up to $150 every year for supplemental eyewear from any in-network Superior Vision provider.

Dental
Medicare-covered Dental Services

In-network: 20% coinsurance
Out-of-network: $100 copay

Preventive Dental Services

(2 cleanings per year):

In-network: $0 copay
Out-of-network: 30% coinsurance

Oral exam(s) (Frequency determiend by type of oral exam):
In-network: $0 copay
Out-of-network: 30% coinsurance

Fluoride Treatments

Not covered

Comprehensive Dental Services

Not covered

Optional Supplemental Benefits

$25 monthly premium (Frequency dependent on procedure)

The plan has a maximum coverage amount of $1,000 per year for in-and out-of-network non-Medicare-covered comprehensive dental services. Members are responsible for the difference between the allowed amount and the billed amount for any out-of-network services.

Restorative services (such as inlays, onlays, crowns, resin restoration, etc.)

Frequency dependent on procedure.
In-network & Out-of-network: $50 copay

Endodontics

Frequency dependent on procedure.
In-network & Out-of-network: $100 copay

Periodontics

Frequency dependent on procedure.
In-network & Out-of-network: $50 copay

Extractions

Frequency dependent on procedure.
In-network & Out-of-network: $100 copay

Prosthodontics/Other oral/maxillofacial surgery/Other services (such as removable complete and partial dentures, repair or replace teeth in dentures, removal of exostosis, anesthesia, etc.)

Frequency dependent on procedure.
In-network & Out-of-network: $50-$100 copay depending on the service

Documents

2025 Plans

Johns Hopkins Advantage MD (HMO) has an in-network out-of-pocket maximum of $7,550. Johns Hopkins Advantage MD Tribute (HMO) has an in-network out-of-pocket maximum of $6,800. Johns Hopkins Advantage MD (PPO), Johns Hopkins Advantage MD Plus (PPO), Johns Hopkins Advantage MD Primary (PPO) have an in-network out-of-pocket maximum of $7,550 and a combined in- and out-of-network maximum of $11,300. Johns Hopkins Advantage MD D-SNP (HMO) has an in-network out-of-pocket maximum of $8,850.

For out-of-network benefits, you pay a percentage for most covered services.

Limitations: 1. Members are responsible for the difference between the allowed amount and the billed amount. For more information, please review the Evidence of Coverage. 2. The comprehensive dental benefit for the Optional Supplement benefits for the Johns Hopkins Advantage MD (HMO) and Johns Hopkins Advantage MD Plus (PPO) plan has a $1,000 Annual Maximum. The comprehensive dental benefit for the Johns Hopkins Advantage MD Tribute (HMO) and Johns Hopkins Advantage MD Primary (PPO) plan has a $2,000 Annual Maximum. The comprehensive dental benefit for the Johns Hopkins Advantage MD (PPO) plan has a $1,000 Annual Maximum.The comprehensive dental benefit for the Johns Hopkins Advantage MD D-SNP (HMO) plan has a $2,500 Annual Maximum.

Prior authorizations are required for the following: endodontics, general anesthesia when medically necessary and administered in connection with oral or dental surgery, oral surgery, periodontics, bridges, crowns, inlays, onlays, and dentures (full or partial).

Talk to a Medicare Expert:

888-403-7682 (TTY: 711)

8 a.m. to 8 p.m., Monday-Friday

Questions? We’re a phone call away.

PPO: 877-293-5325 (TTY: 711)
HMO: 877-293-4998 (TTY: 711)

8 a.m. to 8 p.m., Monday-Friday

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