Am I eligible for Advantage MD?

Here’s how to know if you are eligible for a Medicare Advantage plan:

You’re entitled to Part A and enrolled in Part B.

Includes people under 65 years of age who are entitled to Social Security disability.

You permanently live in the plan’s service area.

See a list of eligible counties.


When can I enroll?

You can enroll in Medicare as early as three months before your 65th birthday, and up to three months after. This Initial Enrollment Period gives you a 7-month window to sign up.


Are there other times I can enroll?

If you’ve been eligible for Medicare for a while, your enrollment options may be different depending on the time of the year.

1
Annual Enrollment Period (AEP)
Oct. 15 through Dec. 7

AEP takes place at the same time each year. During this period, you can enroll, disenroll — or change your Medicare plans (Medicare Advantage, Medicare Supplement, or prescription drug plan). You also have the option to return to Original Medicare. Elections made during AEP are effective on January 1 of the following year.

2
“Lock-in Period”
April 1 through Oct. 14

During this time, you cannot change coverage unless you qualify for a Special Enrollment Period (SEP). If you do not qualify for an SEP, you’ll have to wait until AEP to elect new coverage.

3
Special Enrollment Period (SEP)
Timing is dependent

During an SEP, you can enroll, disenroll or change your coverage because of personal circumstances. Reasons for qualifying for SEP may include: you’ve moved, you became eligible for Medicare and Medicaid, you’re leaving your employer group health plan.

Enrolling After 65?

Just because you’ve reached age 65 doesn’t mean you’re ready to retire. In fact, nearly nine million Americans over 65 have chosen to keep working. Did you know that even if you continue to work past age 65, a Medicare plan may be a good choice for you?

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